Pension Analysis

We begin by analyzing your pension plan, a cornerstone of retirement income for many educators. Our financial professionals assess the details of your pension, such as your years of service, salary history, and retirement options. This analysis enables us to project your pension income at different retirement ages, helping you make informed decisions about when to retire.

Hypothetical examples shown for illustrative purposes only. Your information and results will vary.

"We'll help you pinpoint any financial gaps that may exist in your retirement plan and visually illustrate the potential shortfall with clear dollar amounts. Our goal is to ensure you have a straightforward and easily understandable picture of your retirement finances."

We can provide a detailed illustration of the potential income amounts you'll receive when choosing various survivor and beneficiary options.

Social Security Evaluation: In addition to your pension, we factor in your Social Security benefits. We explore how your Social Security income will evolve based on your claiming strategy, and we help you optimize this crucial source of retirement funding.

(403b or IRA):Many educators supplement their pensions with retirement savings accounts like 403b or IRA. Our pension analysis software considers your retirement accounts and helps determine how they may contribute to your retirement income.

We understand that life is full of unexpected twists. That's why we offer scenario planning, allowing you to explore various "what-if" scenarios. Whether it's retiring earlier, delaying retirement, or adjusting your investment strategy, our tools help you assess the potential impact on your retirement income.

Retirement planning for teachers and school employees requires careful consideration of multiple factors. Our comprehensive retirement analysis takes the guesswork out of this process, empowering you to make informed decisions about your financial future. With our guidance, you can retire with confidence, knowing that you have a clear understanding of your pension, Social Security, and retirement savings accounts' impact on your retirement income. Start planning your retirement journey with us today!

Pension Analysis

We begin by analyzing your pension plan, a cornerstone of retirement income for many educators. Our financial professionals assess the details of your pension, such as your years of service, salary history, and retirement options. This analysis enables us to project your pension income at different retirement ages, helping you make informed decisions about when to retire.

Hypothetical examples shown for illustrative purposes only. Your information and results will vary.

"We'll help you pinpoint any financial gaps that may exist in your retirement plan and visually illustrate the potential shortfall with clear dollar amounts. Our goal is to ensure you have a straightforward and easily understandable picture of your retirement finances."

We can provide a detailed illustration of the potential income amounts you'll receive when choosing various survivor and beneficiary options.

Retiring Edu DBA For Teachers Financial & Insurance Solutions

Retiring EDU is an Insurance Firm that offers retirement income and protection strategies using life insurance and annuity products. Our services focus on the financial needs of educators and school employees, and include a complimentary pension analysis. Our licensed insurance professionals are independent and can offer a wide array of insurance products and services to help meet your unique needs. CA insurance license #6002118.

We are not affiliated with any educational or government agency, and do not provide investment, tax or legal advice. Always consult with your own qualified investment and tax/legal advisors.

Insurance and annuity products are not suitable for everyone. They involve fees and charges, including possible surrender penalties. Optional benefits and riders may involve additional annual cost. Life insurance involves medical and often financial underwriting to qualify.

Life insurance loans and withdrawals will reduce policy death benefits and cash values and may cause the policy to lapse or require additional premiums to keep the policy in-force.

Annuity withdrawals are subject to ordinary income taxes, and potentially a 10% IRS penalty before age 59-1/2. Product feature and availability may vary by state.

Fixed indexed life insurance and annuities are not investments in the market or index. The interest credited on your contract may be affected by the performance of an external index. However, your contract does not directly participate in the index or any equity or fixed interest investments. You are not buying shares in an index. Interest credits are subject to limits set by the issuing company, such as caps, spreads and/or participation rates. Guarantees are backed by the financial strength of the issuing company.